An elaborate PayPal scam recently led an iPad thief directly to Steven Sanderson’s front door. The brazen predator came disguised as a friendly eBay customer willing to purchase the digital device from Sanderson for $650. And it was weeks before the fraudulent nature of this transaction became clear.

Now Sanderson’s iPad is gone and so is the money he made by “selling” it. He blames PayPal for this fiasco and wants our help getting his $650 back. But who really is responsible here?

Sanderson’s troubling story has many lessons for anyone who buys or sells items on eBay using PayPal. PayPal has a variety of built-in protections to ensure safe transactions for buyers and sellers. However, it’s critical to follow all the fraud deterrent guidelines that the company has outlined. If you don’t, you might find yourself on the outside of the PayPal safety net.

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